Debt review removal has become somewhat of a pain point lately. In short, to complete your debt review process or to cancel it early, an extra step has been added, and unfortunately it is not a step you can take alone.. you will need the help of a lawyer. Luckily we can help!

To terminate the debt review process and to have the debt review notice removed from your credit reports requires that a court application be made for the court to find that you are not over-indebted, even if there is no court order in place for your debt review.

If your financial circumstances have improved to the point that you are now able to meet the repayments due to all your creditors, then the debt review process can be terminated. To have you listed as being under debt review and/or over-indebted would be unfair and in breach of the spirit of the National Credit Act, since you are not over-indebted anymore, and you are from now on able to pay your creditors directly and don’t need the help from a debt counsellor or debt review anymore. To complete the removal you will obtained a court order to rescind the debt review order. Credit bureaus will be updated via the NCR Debt Help System about the changes in your situation and you  will obtain a court order declaring that you are no longer over-indebted.